Best Car Insurance:
Expect to shell out the most money if you’re buying a red-hot sports coupe or top-shelf luxury sedan. Though auto insurance rates are largely based on fixed variables, including an owner's age, gender, marital status, driving record, credit score, and address, budget-minded motorists can make their premiums more affordable by choosing a vehicle that’s inherently cheaper to cover. And with Americans holding onto their cars for longer periods than ever – the national average stands at 7.3 years – saving even a few hundred dollars a year can add up to big money over the course of ownership.
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